Medical Insurance

SIM PL has in place a Group Hospitalisation and Surgical insurance scheme for all its students.The insurance covers mainly medical expenses incurred for hospitalisation and/or surgery due to illness or accident in a Singapore Government/Restructured hospital.

All claim forms, together with original tax invoices and bills are to be submitted within 30 days from the date of discharge from hospitalisation, from the date of death or from the date expenses were incurred for which the claim is made, whichever is applicable.

SIM PL has a Group Hospitalisation and Surgical insurance scheme for all its students. This medical insurance scheme will have minimum coverage as follows:- an annual coverage limit of SGD20,000 per student, covers up to B1 ward in government and restructured hospitals and provides for 24 hours coverage in Singapore and overseas (if the student is involved in SIM PL-related activities) throughout the course duration.

Benefits Schedule: SIM Benefits Schedule GHS (2024).pdf
MediHub App Registration Instruction Manual: Howden-MediHub-Instruction-Manual_Student-Plan-2-Nov-2023-(inpatient).pdf

Important: Eligibility self-check before you proceed with document submission for claims:
1.    You are an active Student in SIM at the time of the accident/incident
2.    You sought treatment (Emergency Outpatient Accidental) within 48 hours from the time of the accident/incident
3.    This submission is within 30 days from your discharge date for hospitalisation/surgery or first treatment date (for outpatient emergency accidental treatment)

Claims Procedure
1.    Kindly email or call (65) 6510 3781 for enquiries (if applicable) before proceeding to the next step
2.    Complete the MediHub Request form via this link: 
3.    You will receive onboarding details within 6 to 8 days via the email address you provided. Please proceed to complete the onboarding process once you receive the email.
4.    Submit documents for your claims via the app and continue to monitor its status via the app.